Buying a 2012 model just got easier

With STCU auto loans as low as 2.24% APR*

Auto loans as low as 2.24% APR at STCU.Save money with our embarrassingly low auto loans, where qualified buyers can enjoy financing as low as 2.24% APR on a new 2012 vehicle.*

Apply now!

Or, if you are not buying a new car, STCU rates are a low as 2.99% APR for used vehicles. Boat and RV loans, as low as 4.24% APR.*  

Plus, you get all of these great STCU benefits:

  • No fees on a new loan. (Refinancng an existing STCU auto loan is subject to a 1% refinance fee or $100, whichever is greater).
  • Affordable payments. Terms up to 84 months on autos and trucks; longer on RVs.
  • No down payment needed. We offer 100% financing, including tax and license, for most new and used vehicles on approved credit for qualified borrowers.
  • Loan discount with automatic payment. Set up automatic loan payments from your STCU checking or savings account and receive a 0.50% annual percentage rate discount! The discount applies at the time of the loan origination.
  • Loan discount with STCU Visa. Receive an additional disount on your loan with our STCU Visa credit card in good standing.
  • Pre-approved loans. Get pre-approved for your auto loan before you start shopping. Pre-approval gives you the confidence of a cash buyer, because you know that your purchase—up to your pre-approved amount—will be backed with STCU financing.
  • Auto insurance. Great deal for insuring your vehicle are available to STCU members at Andre-Romberg Insurance. Call (509) 624-3291.
  • Protection against mechanical breakdown. Protect against the high costs of auto repairs with Members Choice® mechanical repair coverage (MRC).

STCU loan officers are available at any of our branch locations during business hours. Or call our Lending Center 7:30 a.m. until 6 p.m. weekdays at (509) 326-1954 (select the "loan option" to direct your call to our Lending Center.) We welcome your after-hours calls!

*APR=Annual Percentage Rate. Rates shown above include a .50% discount for automatic payment from an active STCU account and a .25% discount for having an STCU Visa® Credit Card in good standing. Other rates and terms may apply depending on the creditworthiness of the applicant. STCU terms, conditions, and rates are subject to change. Rates shown are effective January 1, 2012. Apply online!

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